01 - Preheat oven to 400°F. Lightly grease a baking dish with cooking spray or butter.
02 - Cook bacon in a skillet over medium heat until crispy. Drain on paper towels and crumble once cooled.
03 - In a bowl, mix cream cheese, ranch seasoning, garlic, and black pepper until smooth and well combined.
04 - Place chicken breasts in the prepared baking dish. Spread cream cheese mixture evenly over each breast.
05 - Sprinkle cheddar cheese on top, followed by the crumbled bacon.
06 - Bake 25 minutes, or until chicken is cooked through (internal temperature reaches 165°F) and cheese is bubbly.
07 - Garnish with green onions, extra cheese, and chives if desired. Serve hot.